Rules-Based Dividend Analysis

Know Which of Your Dividends Are at Risk

Every morning we re-score the dividend stocks you hold and watch, plus our standard 143-name coverage list, on the fundamentals tied to dividend cuts: free-cash-flow payout, leverage, interest coverage, cash quality, cash buffer, and earnings trend. You see the same numbers we see — no black box, no hype.

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Dividend Safety Scores

Updated daily · as of Oct 27, 2026
AAPL
Apple Inc.
89.1
Low risk
JNJ
Johnson & Johnson
72.5
Monitor
T
AT&T Inc.
69.3
Monitor

Real scores from this morning's rescore. We show the honest number, not the flattering one.

Look up 150 safety scores free
0–100
Safety Score

How It Works

Protect your dividend income in three simple steps

1

Sign Up Free

Create your account in 30 seconds. No credit card required.

2

Check Safety Scores

Look up 150 dividend stock scores free. Watch 10 on your dashboard.

3

Heed the warnings

When a score drops, Pro members get a same-day email with the reasons spelled out; the free plan includes the weekly digest. You see the deterioration in the numbers instead of discovering it in the press release.

Built for one job

Dividend safety. That's the whole product — scores, alerts, and the reasons behind them.

Rules-Based Risk Scoring

Transparent rules score cut risk from named inputs — free-cash-flow payout, leverage, interest coverage, cash quality, cash buffer, and earnings trend — plus a credit and a growth check. No black box, no predictions sold as certainty.

Daily Safety Scores

Every holding scored 0–100 on cut risk, refreshed daily. Under 40, we start worrying — and we tell you why.

Dividend Calendar

Ex-dates and payment dates for your holdings, in one place, so you know every ex-date before it passes.

Cut Alerts

Pro: email alerts the same day a daily re-score drops a watched holding’s score past your threshold or downgrades its rating. The free plan includes the weekly digest of score changes.

Tax Optimization

Specialized scoring for REITs, BDCs, and MLPs. See which holdings belong in a taxable account vs. an IRA, based on their tax treatment.

Portfolio Analytics

Your holdings, projected income, and total cut risk in one view. One number for the whole portfolio.

How We Compare

Specialized dividend safety analysis vs. the alternatives

Feature
Income Investor
Our Platform
Simply Safe Dividends
$468/year
Free Research
Google, Yahoo Finance
Price$15
/month, tax-inclusive ($180/year)
$468
/year
Free
Dividend Cut-Risk Scoring
Rules-based, transparent
Factor-by-factor breakdown
Dividend Safety Scores (proprietary, analyst-reviewed)
Reactive news
Tax Treatment Guidance
Account placement
General tax articles
No tax features
FocusDividend safety onlyDividend safety researchGeneral financial news

One price. Everything included.

Start free. Upgrade when you're ready — Pro comes with a 14-day money-back guarantee.

Free

$0
Free plan
  • 150 score lookups, 10-stock watchlist
  • Weekly email digest
  • Safety scores (0-100)
  • Full risk factor analysis
Start Free

Income Investor Pro

$15
per month, tax-inclusive ($180/year)
  • Everything in Free, plus:
  • Daily dividend safety scoring
  • Portfolio stress testing
  • 10+ years dividend history
Get Income Investor Pro

Find out which of your dividends are at risk

Free plan, no credit card. Look up 150 tickers and see exactly why each one scored the way it did. Watch 10 on your dashboard.